This is an endless debate on which is a better choice a debit card or a credit card. There are people who love credit cards for various reasons and some say the debit card is best to use due to various reasons. Along with this, you will also find people who say you should not use any of them. When it comes to spending, you need to understand your financial capacity and spending nature. This will help to decide whether your needs can be best met by a debit card only or you require a credit card to enjoy life even when you are short of money. 

What is the right choice for you? This depends on various factors and different cases for each individual. For this, you should know the difference between credit card and debit card, available funds in each of them, your spending nature, security and protection, liability policies, access to cash, etc. Along with this, know the risks involved in both debit and credit card and ways they can benefit when you require in different situations. Analyse the fraud possibility in both these cards and know for what reasons each of these cards is beneficial for. Once you are clear on these factors, you can make the best card decision.

Read: Credit Card v/s Debit Card – Which Is The Right Choice to Make