Published on05/16/2019 1:15 pm

With the increasing popularity of credit cards, financial institutions are reducing the formalities and eligibility to get the credit card instantly approved. Now when an individual applies for a credit card, it gets approved in a few minutes. Just know the current mandatory requirements that help for the quick approval. Here are a few tips to consider that will help to get quick approval of the card.

Emphasis on improving the credit score: A good CIBIL score shows your creditworthiness. As we know that credit cards are unsecured cards, you should work on improving your credit score.

Keep the required documents ready: Before you apply for a credit card, ensure that you keep all the documents ready like – proof of identity, proof of address, age proof, income proof, etc. 

Pay outstanding debts: Companies like Bajaj Finserv look for the financial obligations of the applicant before issuing a credit card. Just pay the debts and know the ratio between monthly income and debts. 

Fulfil

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Published on01/25/2019 12:55 pm

Many companies and financial institutions are offering instant credit card facilities to users in India. Some of these cards can even be customised as per the users’ requirement and credit limit. Moreover, many discounts, reward points, and cashback offers are provided on your transactions through the credit cards. 

Another amazing benefit of having a credit card is that you get to see your credit card application status easily, as well as your CIBIL score is increased. And, a higher credit score means you can easily avail for unsecured loans, as well as more credit cards without any issue. 


But you must be wondering which one is the best credit card in India and what features it has to offer?

Well, Bajaj Finserv RBL Bank SuperCard is considered the best credit card for your regular expenses. Given below are some of the superb features that it provides to the users: 

1. Industry-first features by the SuperCard:

Your Bajaj Finserv SuperCard offers two industry-first features: 

I. Any

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Published on12/05/2018 9:49 am

Credit card is a flexible and simple financing option which lets you shop-first-pay-later. It gives you the power to make transactions even when you are short of liquid cash. But, there are important things you must keep in mind when you use your credit card to ensure that all transactions are secure.

Let’s go through them here - 

  • Carry the credit card with you and try not to share it with anyone. This is a simple yet the first step to ensuring the safety of your card. 

  • While, making transactions online or at the store punch in credit card details yourself and do not share any kind of information with anyone. 

  • The credit card statement you receive every month make sure to go through it thoroughly. This is a smart way to identify fraud or any transactions which might have been carried out without your knowledge.

  • Avoid using the credit card on open networks such as an office LAN or public WiFi. You would be avoiding sharing sensitive card information to any third-party or even hackers.

  • While

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