Credit cards offer great convenience, giving you access to funds that you can use to purchase an array of products and services. However, in order to gain maximum benefits basis your usage, get yourself a credit card that encompasses all your needs well. So, if shopping around the year is your thing, getting a credit card that offers you shopping for discounts and cashback will prove beneficial.

On the other hand, if your business demands frequent traveling and you end up booking most of your tickets at the last minute, a travel credit card is made for you. Study the various types of credit card available and then consider them based on your personality, requirements, and credit habits.

Here are some of the top ways of selecting a credit card in India -

Credit Limit

Just because you have a credit card does not mean that you can use it as much as you feel like for making purchases of any amount. This is why a credit limit is attached to your card and it goes without saying that the more