With various credit cards being offered by different financial institutions in India, it is difficult to select one as the best available option. Additionally, personal preferences and spending habits must also be taken into consideration while making such a choice. 

Consequently, these features should be checked and compared while selecting credit cards in India -

• Few credit card users offer loan options to their users in case of a financial emergency. This can be availed online by paying a flat processing fee; the loan does not incur any interest if cleared within 90 days.

• A very advantageous feature often offered on credit cards is that of cash withdrawal from ATMs. This should be repaid within 50 days and does not have any interest other than a processing fee.

• Though offered on every credit card, applicants should compare reward points as well as related features. Furthermore, users should regularly check reward points related norms to maximize their benefits.

• While most credit cards in