Do you wish to apply for the credit card? Now, you can apply for your credit card online while getting it approved at the same time.
Credit cards are great financial tools providing ultimate financial freedom in the modern era. If you are looking forward to getting your credit card, you can apply for the same online. If you are searching for the answer to how can we apply for a credit card, then applying for the same online turns out to be the best option. Thankfully, you can come across a myriad of banking and financial institutions including Bajaj Finserv offering the ease of applying for the credit card online –in a matter of just a few steps.
When you wish to apply for the credit card online, you can ensure that you are able to fulfill the eligibility criteria. Bajaj Finserv is a leading financial institution providing the ease of applying for the credit card online while getting its approval within 24 hours at the same time. You are only required to fulfill the eligibility criteria
With the increasing popularity of credit cards, financial institutions are reducing the formalities and eligibility to get the credit card instantly approved. Now when an individual applies for a credit card, it gets approved in a few minutes. Just know the current mandatory requirements that help for the quick approval. Here are a few tips to consider that will help to get quick approval of the card.
Emphasis on improving the credit score: A good CIBIL score shows your creditworthiness. As we know that credit cards are unsecured cards, you should work on improving your credit score.
Keep the required documents ready: Before you apply for a credit card, ensure that you keep all the documents ready like – proof of identity, proof of address, age proof, income proof, etc.
Pay outstanding debts: Companies like Bajaj Finserv look for the financial obligations of the applicant before issuing a credit card. Just pay the debts and know the ratio between monthly income and debts.
Fulfil
Credit cards are one of the significant financial tools that you can use to pay for your expenses without borrowing from your friends and relatives. You can pay a credit card bill after 40-50 days and even over a tenor in case of large transactions. In and all, credit card is a great option for people who know how to handle their finances. Those who can’t trust their own financial management skills will always be under the impression that credit card is not a good tool. This negative impression can be also be a result of the myths related to credit cards that prevail.
People who lack knowledge about credit cards and how they work are very likely to believe the myths and refrain from benefiting from the existence of credit cards. Thus, here we are taking some time out to debunk the myths related to credit card that prevail in the market.
You need to carry a balance on credit card to build credit: This is, if you believe it, the stupidest myths about credit cards. The agencies offering
Financial assistance is the main pillar of any startup business. And if you are an entrepreneur with the ambition to boost your business and take it to the next level, then a business card for credit purpose is absolutely essential.
Business credit cards are actually for a business owner, be it a new business or an existing organisation. These cards help with immediate cash in times of need. In other words, a business organisation cannot keep its operations smooth without monetary support.
Here are some of the important feature you must know about credit cards for business purpose.
Business credit cards help you to manage your expenditure in an organised manner. You can make a clear budget and can also know early about your future expenses. You get a user-friendly portal through which you can access the dashboard. This allows the user to control their daily expenses and also to keep track of all the expenses made in a week or month.
You can improve your CIBIL score with a business credit
Credit cards are very important in today’s world as they can help you make a purchase even when you do not have adequate cash with you.
A number of credit cards from different banks are available in the market today. However, one credit card that comes with the benefits of 4 cards- credit card, cash card, a loan card and an EMI card - all rolled into one is the Bajaj Finserv RBL Bank SuperCard. The process to get your credit card statement for RBL Bank SuperCard is also very easy.
Here are the unique features of Bajaj Finserv RBL Bank SuperCard:
The Bajaj Finserv SuperCard lets you convert the cash limit of the card into a personal loan. As a result, you get to enjoy interest-free cash up to 90 days. The borrowed amount can be paid in 3 easy EMIs.
The more you shop using the card, the more savings you will be able to enjoy.
You can earn reward points on each transaction that you make on your RBL Bank SuperCard. The card also gives you an opportunity to win big with each milestone that
Do you wish to possess a credit card of your own? Thankfully, you can apply for the credit card of your choice online and get the same easily.
Credit cards are essential financing tools that provide a certain level of financial freedom to its users. Given the rising popularity of credit cards in India, there are various online credit card service providers that you can come across on the internet. For getting your credit card online, it is important to go through the mandatory online credit card approval procedure.
It can be quite confusing to understand the overall procedure of online credit card processing. Right from understanding the parties involved to getting an in-depth understanding of the merchants, credit brands or associations, issuing organization, and the payment processor –all such parties are involved in a typical online credit card processing procedure.
Selecting the right payment processing system while using an online credit card is another vital consideration you need
A credit card helps at times of short-term monetary requirements as it is an instant finance. Through credit card you can meet any kind of financial crisis without any hassle. Of late, many NBFCs are also offering credit cards.
All that is needed for you to apply credit card online instant approval is to go to the website, select the card and apply for it. It is as easy as booking a movie ticket or ordering food online. On successful submission of the application, the representative will get in touch with you. The documents needed for applying for the credit card are ID proof, address proof and income proof.
Some of the benefits and innovative features of credit card are as follows:
Convert the credit card cash limit to a personal loan and can enjoy interest free cash up to 90 days. This can be repaid in three easy EMIs
Withdraw interest free cash from ATM for up to 50 days and the processing fee will be only 2.5%
Convert purchases above Rs 3,000/- into EMIs instantly
Save with every
Credit cards offer great convenience, giving you access to funds that you can use to purchase an array of products and services. However, in order to gain maximum benefits basis your usage, get yourself a credit card that encompasses all your needs well. So, if shopping around the year is your thing, getting a credit card that offers you shopping for discounts and cashback will prove beneficial.
On the other hand, if your business demands frequent traveling and you end up booking most of your tickets at the last minute, a travel credit card is made for you. Study the various types of credit card available and then consider them based on your personality, requirements, and credit habits.
Here are some of the top ways of selecting a credit card in India -
Credit Limit
Just because you have a credit card does not mean that you can use it as much as you feel like for making purchases of any amount. This is why a credit limit is attached to your card and it goes without saying that the more
What is a credit card? A credit card lets you borrow funds whenever you want with a simple swipe. That means you can use the bank’s money instead of your own to pay for a product or a service. You need to repay this amount within the stipulated period. In addition, it allows you to gain instant access to credit in addition to amazing features such as emergency loans and interest-free cash withdrawals from ATMs.
Charges
There are various charges which are associated with a credit card which vary from one lender to the other and on the type of card being opted for. These include maintenance charges, interest charges, late payment charges, and charges for ATM withdrawals. It is thus essential to check these charges before applying.
Minimum Repayment
At the end of a credit cycle, the total amount of all the purchases which had been made using the credit card needs to be repaid back. However, these days, many lenders have started providing the option of paying the minimum amount which is a
This is an endless debate on which is a better choice a debit card or a credit card. There are people who love credit cards for various reasons and some say the debit card is best to use due to various reasons. Along with this, you will also find people who say you should not use any of them. When it comes to spending, you need to understand your financial capacity and spending nature. This will help to decide whether your needs can be best met by a debit card only or you require a credit card to enjoy life even when you are short of money.
What is the right choice for you? This depends on various factors and different cases for each individual. For this, you should know the difference between credit card and debit card, available funds in each of them, your spending nature, security and protection, liability policies, access to cash, etc. Along with this, know the risks involved in both debit and credit card and ways they can benefit when you require in different situations. Analyse
