You carefully look for best offers discounts when you buy groceries or make a holiday. Won’t it be amazing if your credit card could manage and get the best bargains for you? Financial institutions offer a host of benefits when you use your credit cards. Make a wise pick while choosing your card so that you can reap umpteen benefits later on.

Here are the key types of credit card that you can choose from:

1.Rewards: 

(A) Fuel credit card: If you have high driving needs this might be the best choice for you. Financial institutions partner with fuel companies to offer advantages to people with such needs.

(B) Travel credit cards: These are also co-branded cards that give you cheaper fares on travel tickets. They can be collected on a daily basis commute as well. Additional advantages include airport lounge service and concierge services.

(C) Shopping credit cards: These are used specifically for everyday expenditures and can be both standalone and partnered. The standalone cards give equal

Do you wish to apply for the credit card? Now, you can apply for your credit card online while getting it approved at the same time.

Credit cards are great financial tools providing ultimate financial freedom in the modern era. If you are looking forward to getting your credit card, you can apply for the same online. If you are searching for the answer to how can we apply for a credit card, then applying for the same online turns out to be the best option. Thankfully, you can come across a myriad of banking and financial institutions including Bajaj Finserv offering the ease of applying for the credit card online –in a matter of just a few steps.

When you wish to apply for the credit card online, you can ensure that you are able to fulfill the eligibility criteria. Bajaj Finserv is a leading financial institution providing the ease of applying for the credit card online while getting its approval within 24 hours at the same time. You are only required to fulfill the eligibility criteria

With the increasing popularity of credit cards, financial institutions are reducing the formalities and eligibility to get the credit card instantly approved. Now when an individual applies for a credit card, it gets approved in a few minutes. Just know the current mandatory requirements that help for the quick approval. Here are a few tips to consider that will help to get quick approval of the card.

Emphasis on improving the credit score: A good CIBIL score shows your creditworthiness. As we know that credit cards are unsecured cards, you should work on improving your credit score.

Keep the required documents ready: Before you apply for a credit card, ensure that you keep all the documents ready like – proof of identity, proof of address, age proof, income proof, etc. 

Pay outstanding debts: Companies like Bajaj Finserv look for the financial obligations of the applicant before issuing a credit card. Just pay the debts and know the ratio between monthly income and debts. 

Fulfil

Credit cards offer great convenience, giving you access to funds that you can use to purchase an array of products and services. However, in order to gain maximum benefits basis your usage, get yourself a credit card that encompasses all your needs well. So, if shopping around the year is your thing, getting a credit card that offers you shopping for discounts and cashback will prove beneficial.

On the other hand, if your business demands frequent traveling and you end up booking most of your tickets at the last minute, a travel credit card is made for you. Study the various types of credit card available and then consider them based on your personality, requirements, and credit habits.

Here are some of the top ways of selecting a credit card in India -

Credit Limit

Just because you have a credit card does not mean that you can use it as much as you feel like for making purchases of any amount. This is why a credit limit is attached to your card and it goes without saying that the more

Credit card lets the user buy-first-pay-later which makes it an increasingly popular option for the millenials in the workforce. It allows them to pay for their needs even when they do not have enough liquid cash in their hands. 

But before you apply for the credit card here are important things you must keep in mind to avail all of its benefits - 

• Avoid the debt trap - when you make transactions using your credit card make sure to pay them off regularly with the regular payments. Simply, avoiding to pay will pile up the payments and turn them to a debt which will lead to monthly interest rate of around 3% to 4% on the outstanding of the card. 

• Do not overspend - once in a while, we all love to indulge and there is no other financing option better than a credit card which will help us do it. However, this must not a habit. As with every transactions made, as a user, you are also supposed to pay it off. Besides, if you doing it just to earn reward points and discounts the strategy might