Many companies and financial institutions are offering instant credit card facilities to users in India. Some of these cards can even be customised as per the users’ requirement and credit limit. Moreover, many discounts, reward points, and cashback offers are provided on your transactions through the credit cards.
Another amazing benefit of having a credit card is that you get to see your credit card application status easily, as well as your CIBIL score is increased. And, a higher credit score means you can easily avail for unsecured loans, as well as more credit cards without any issue.
But you must be wondering which one is the best credit card in India and what features it has to offer?
Well, Bajaj Finserv RBL Bank SuperCard is considered the best credit card for your regular expenses. Given below are some of the superb features that it provides to the users:
1. Industry-first features by the SuperCard:
Your Bajaj Finserv SuperCard offers two industry-first features:
I. Any emergency personal loan at a 0% interest rate
With this card, you can convert your unutilised credit limit into your emergency personal loan. This loan is availed at 0% interest rate for about 90 days. You can repay the amount later in instalments.
II. ATM cash withdrawal without any interest
If you have SuperCard, there will be no interest rate on your ATM cash withdrawal, unlike other credit cards. You can replay the amount within the next 50 days without any interest.
2. Reward points
The super card offers you reward points in the following way:
I. Welcome bonus which is up to INR 20,000 reward points.
II. Regular spends – This card offers two reward points on every regular spend of INR 100.
III. Milestone bonus – You get higher reward points on spending a particular amount within a year.
IV. Access to airport lounges, such as buffets, exotic delicacies, spa, workstations, massage, and more.
3. Security features
This credit card also offers you security features, such as “In-hand security” and “Zero-fraud liability cover.”
4. Fuel surcharge waiver
The SuperCard provided you up to INR 200/month for fuel surcharge waiver.
5. EMI financing
You can also purchase more products with SuperCard through EMI option and repay the amount later through instalments.
6. Other benefits
You also get amazing offers on movie tickets and enjoy other pre-approved offers, if you have Bajaj Finserv SuperCard.
Also Read: Here is the Best Credit Card in India for Regular Expenses